Resources

Article

8 Data Signals for Non-QM Mortgage Prospecting

Non-QM is no longer niche, it’s already above 11% of rate-lock volume and headed toward $175 billion in production this year. The problem for AEs and recruiters isn’t finding the product, it’s finding who’s actually closing it, since self-employment and bank statement income never show up on a deed of trust the way FHA or VA does. Here are 8 data signals, from upstream lenders to workforce movement, that turn a guessing game into a real prospect list.

Article

How to Track Loan Officer Production Trends

Ask a loan officer how they did last year and you’ll get one number. Ask what that number looked like month by month, that’s where the real story is. With originations expected to stay soft through 2027 and rates holding above 7%, an annual total can hide whether someone’s building momentum or fading fast. Here’s how to read trailing 3, 6, and 12-month windows, separate market conditions from individual performance, and spot a shift before the people who only check once a year.